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About Berjaya Credit

Berjaya Credit Sdn Bhd offers financing services for consumer durables across Malaysia. Originally established as Biofield Sdn Bhd, the company was renamed in 1991 and is based in Petaling Jaya. Today, it is a proud subsidiary of Singer (Malaysia) Sdn Bhd.

Why Choose Berjaya Credit?

• Fast approval — within 1 business day
• 100% approval ratio for qualified product prices
• No CTOS/CRISS checks required for products under RM6,000
• Supports over 30 well-known consumer brands
• Low deposit and affordable monthly installments
• Minimum financing amount: RM500

Financing Terms at a Glance

• Interest Rates:
  • 1.5% per month – Electrical products
  • 1.8% per month – Furniture
• Financing Period: Up to 36 months
• Loan Amount:
  • Electrical: RCP x 1.30
  • Furniture: RCP x 1.40
• Processing Fee: RM40 – RM50
• Delivery & Commissioning Charge:
  • RM75 (for products under RM2,500)
  • RM95 (for products over RM2,501)
• Minimum cash price to qualify: RM500

With a strong network of authorized dealers and the support of Singer Malaysia, Berjaya Credit continues to make flexible financing simple and accessible to customers nationwide.