Flexible Financing for a Better Tomorrow

Dealer Financing

We provide flexible financing solutions not only to customers but also to dealers across Malaysia. If you're a business owner or retailer interested in offering Berjaya Credit financing to your customers, we’d love to hear from you.

Details available in Contact Us page above.

Berjaya Credit eBiz Dealer Scheme

• Fast approval within 1 day
• 100% approval if within product RCP limits
• No CTOS/CRISS checking for products under RM6,000
• Supports over 30 branded product types
• Low deposit & affordable monthly installments
• Interest Rate: 1.5%/month (Electrical), 1.8%/month (Furniture)
• Minimum finance amount: RM500

Key Features

• Interest Rate: 1.30% per month
• Financing Period: Up to 36 months
• Processing Fee: RM40 – RM50
• Agreement Fee: RM75 (< RM2,500) / RM95 (> RM2,500)
• Loan Amount: RCP × 1.30 (Electrical) / × 1.40 (Furniture)
• Minimum Cash Price: RM500

Documentation Requirements

• MyKad (original sighted)
• 3 months pay slip or bank statements (depending on income type)
• Utility bill & signed consent letter

Sample Installment

Samsung TV (RCP RM1,500): Monthly ~RM69. Total Upfront ~RM174 (includes fees)